body {
      margin-left: 0px;
      margin-top: 0px;
      margin-right: 0px;
      margin-bottom: 0px;
      font-family: Arial, Helvetica, sans-serif;
      font-size: 12px;
      font-style: normal;
      color: #000000;
      font-weight: normal;
      text-decoration: none}

p {text-indent:5px}

a {font-family: Arial, Helvetica, sans-serif;
   font-size: 12px;
   color:#04307B;
   font-weight: normal;
   text-decoration:none; #underline;
   font-weight: bold}
a:link    {}
a:visited {}
a:hover   {color: #EE9960}

.nav {font-family: Arial, Helvetica, sans-serif;
      font-size: 10px;
      color:#ffffff;
      font-weight: normal;
      text-decoration:none;
      font-weight: bold}
.nav:link    {color:#ffffff;}
.nav:visited {color:#ffffff;}
.nav:hover   {color:#ffffff;}

/* border */
.brd {border-width:0px 1px 0px 1px;
      border-color:#1B83FC;
      border-style:solid}

.brd_a {border-width:1px 1px 1px 1px;
        border-color:#002E92;
        border-style:solid}

.brd_r {border-width:0px 1px 0px 0px;
        border-color:#002E92;
        border-style:solid}

/* text */
.dwn {font-size: 12px;
      font-weight: bold;
      color: #FFFFFF}

.head {font-size: 14px;
       text-indent:5px;
       font-weight: bold;
       color: #FFFFFF}

.content {font-size: 12px;
          font-weight: normal;
          color: #000000}

/* links */

.scroll       {text-indent:2px;
               color: #FF0000;
               text-decoration:none}
.scroll:link    {}
.scroll:visited {}
.scroll:hover   {color:#002E92}